Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of the USAIndiaCFO website and any information, tools, forms, scheduling links, and communications made available through it (the "Website"). The Website is operated by BNG Advisors Private Limited (operating under the brand USAIndiaCFO) ("we", "us", "our").

By accessing or using the Website, you agree to these Terms. If you do not agree, do not use the Website.

USAIndiaCFO provides cross-border company setup guidance and operational compliance support for international founders. We provide consulting and coordination services, including guidance, checklists, documentation support, and partner coordination where applicable.

We are a private consultancy. We are not affiliated with any U.S. government authority.

We are not a law firm and do not provide legal advice. We are not a licensed public accounting firm and do not provide audit or statutory attestation services. Where legal, tax, or regulated services are required, we may coordinate with qualified third-party professionals, and you may choose whether to engage them.

The Website may describe services such as: (a) company formation guidance (LLC or C-Corp), (b) state selection reasoning, (c) compliance calendars and reminders, (d) EIN and annual filing guidance, (e) operational setup guidance (banking, bookkeeping setup coordination), and (f) IP and legal coordination via partners.

All services are subject to a separate written scope and quote. Any timelines, pricing, or examples shown on the Website are indicative and non-binding unless confirmed in writing.

A free initial consultation (for example a 15 or 20 minute call) may be offered to understand your needs and confirm scope. We may decline requests that are out of scope, unlawful, or impractical.

• You must provide accurate and complete information when submitting forms or booking calls.
• You are responsible for verifying that any decisions you take (including entity selection, tax positions, filings, and compliance actions) are appropriate for your situation.
• You are responsible for reviewing and signing any third-party documents and for meeting statutory deadlines, unless a separate written agreement states otherwise.

The Website may include third-party tools or links (for example scheduling tools such as Calendly, messaging links such as WhatsApp, consent management tools, or external informational resources). Your use of such tools or links may be subject to the third party’s terms and privacy policies.

We are not responsible for the content, security, availability, or practices of third-party websites or services.

Pricing shown on the Website (including any "starting price") is indicative and reflects a minimum scope. Final pricing depends on your situation and will be confirmed in a written scope and quote.

Unless agreed otherwise in writing, fees are exclusive of third-party costs such as government filing fees, professional fees charged by attorneys, accountants, registered agents, or other vendors, and applicable taxes.

Payment terms, refund terms, and invoicing details will be set out in the written scope and quote or a separate engagement agreement.

We send marketing emails only if you explicitly opt in, and where applicable we use Double Opt-In confirmation. You can unsubscribe at any time using the link in our emails.

Operational communications related to your enquiry or an ongoing engagement (for example clarifications, scope confirmation, status updates, or scheduling messages) are not marketing communications.

• Do not misuse the Website or attempt to interfere with its normal operation.
• Do not attempt to gain unauthorized access to systems, accounts, or data.
• Do not submit unlawful, infringing, defamatory, or harmful content through our forms or communications.
• Do not use the Website to send spam or to harvest personal data.

All content on the Website, including text, graphics, branding, logos, checklists, templates, and site design, is owned by BNG Advisors Private Limited or its licensors and is protected by applicable intellectual property laws.

You may view and print pages for your personal, non-commercial use. You may not copy, reproduce, distribute, modify, or create derivative works from Website content without our prior written consent.

Information on the Website is provided for general informational purposes only and does not constitute legal, tax, accounting, or investment advice.

We make reasonable efforts to keep information accurate and up to date, but we do not guarantee completeness, reliability, or suitability for your specific purpose.

Any examples, checklists, or process descriptions are indicative and may change based on your situation or third-party requirements.

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, or business opportunities arising from or related to your use of the Website.

To the fullest extent permitted by law, our total liability for any claim related to the Website is limited to the amount (if any) you paid us for use of the Website.

Nothing in these Terms limits liability for fraud, willful misconduct, or any liability that cannot be excluded or limited under applicable law.

You agree to indemnify and hold harmless BNG Advisors Private Limited and its directors, employees, and contractors from claims, damages, losses, and expenses (including reasonable legal fees) arising out of your breach of these Terms or your misuse of the Website.

Our Privacy Policy and Cookie Policy explain how we process personal data and use cookies. By using the Website, you acknowledge that you have read those policies. Where consent is required (for example for marketing cookies), processing occurs only if you provide consent via our consent banner.

We may suspend or restrict access to the Website if necessary to protect security, prevent misuse, comply with law, or maintain availability. We may discontinue the Website or parts of it at any time.

These Terms are governed by the laws of India. Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.

We may update these Terms from time to time. Changes are effective when posted on the Website. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

If you have questions about these Terms, contact us at hello@usaindiacfo.com.